Media
Media policies originated before World War II. During this time there was a need for specialized coverage for mass media due to a growing number of defamation claims against newspaper and other print media. The growth of the media and entertainment industry led demand for a specific policy that would cover risk associated with the gathering, creation, production, and dissemination of mass media. Creators of media content produce and market countless amounts of works of art and entertainment.
Media Liability is a type of errors and omissions (E&O) liability insurance designed for publishers, broadcasters, and other media-related firms.
Media liability insurance provides protection against the devastating impact of claims and lawsuits arising from any content disseminated or distributed by your Insured organization. Typical suits covered are allegations of copyright and trademark infringement, advertising injury, libel, slander, defamation of character, misappropriation of ideas, breach of implied contract and invasion of privacy.
What Kind of Insurance Does Your Client Need:
Multimedia Liability Insurance | Marketing & Advertising Insurance | Video, Film and T.V. Insurance |
Book publishers Broadcasters (TV, radio and cable) Newspaper publishers Magazine/periodicals publishers Trade journal publishers Multi-media content providers Online publishers Content oriented websites Personal appearances Music (for established individual artists) |
Advertising agencies Sales promotion companies Public relations companies Advertisers New media' agencies Media buyers/media independents Direct marketing companies |
Film producers Television producers Video producers Distributors Webisodes Podcasts Documentary, industrial, commercial and educational producers (D.I.C.E.) Film and TV libraries Acquisition and development activities Post-production activities |
Coverage |
Multimedia Liability |
Marketing, Advertising and Communications |
Video, Film and T.V. Producers |
Occurrence form |
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Open perils form |
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Intellectual property infringement |
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Unfair competition |
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Plagiarism |
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Breach of confidentiality |
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Invasion of privacy |
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Breach of the scope of a license |
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Content in any form including, but not limited to, podcast, blog or mobile phone messages |
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Acquisitions can be automatically covered |
N/A |
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Final adjudication fraud or dishonesty coverage |
N/A |
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Coverage for insured advertising of their own products and services Privacy and network security liability Technology activities Miscellaneous professional services Hacker damage (first-party loss) |
We are here to guide you to the broadest coverage at the best price. Call to discuss your needs.
“Please see polic(ies) and endorsement(s) for exact terms, conditions and exclusions. Each insurance company has its own policy language. We encourage you to seek legal advice prior to securing any insurance."
Marketing
Application
- Media Application
- Book Supplemental
- Broadcast Supplemental
- Film Distributor Supplemental
- Theatrical Supplemental
Claims Examples
Articles
- Practical Considerations for Media Liability
by Fiona A. Chaney
Other
- TBA